Jason Zuckerman

Interest Rates

Posted Rate Term Our Rates
2.15% 5 YR VARIABLE CLOSED 1.65%
2.49% 5 YEAR FIXED CLOSED 1.84%
2.95% 5 YEAR HELOC 2.45%
2.89% 1 YEAR FIXED CLOSED 1.99%
3.24% 2 YEAR FIXED CLOSED 1.99%
3.75% 3 YEAR FIXED CLOSED 1.99%
1.99% 4 YEAR FIXED CLOSED 4.29%
5.40% 7 YEAR FIXED CLOSED 2.19%
5.80% 10 YEAR FIXED CLOSED 2.64%

*rates are subject to change without notice

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Private Loans

Self-Employed/Bank Refusals

Many times people overvalue the relationships they have with their banks. They are shocked that after years of being a loyal client, your bank decides that they cannot be there for you when you need it. If you are self-employed and do not declare all of your income, I can still help you buy that property of your dreams. Don't be ashamed that you made the jump from a salaried income to starting your own business. I promise that when your bank says no, I will do everything, and give you all the options, so that I can say "YES"!!

Commercial Mortgages

Commercial mortgages for multi-plexes can be a very fruitful way of building your net worth. With as little as 15% down payment, and very low interest rates, you can buy residential multi-plexes (5 units+) and immediately start earning a strong passive income. Since these types of mortgages take a little bit more time and energy, I urge clients to meet with me to explain what goes into owning a commercial property.

*Please note that financing up to 100% loan to value is possible for some commercial loans under special circumstances. Although interest rates are slightly higher, it offers you the flexibility of keeping more cash in your pocket.

For other types of commercial property, the requirements are a little different and I can help you with financing for transactions like these as well.

Bad Credit/Bankruptcy

Everyone goes through difficult financial setbacks in their life which can affect their credit. Divorces, bad business partnerships, friendships, can cause you to have bad credit or force you to go bankrupt. I can help you get your finances back on track. I know what lenders require for people who have had past and current credit difficulties. Contact me and I will give you advice on how to re-establish your credit. Often, people's first reaction when they have gone through tough times is to hide and not try and re-establish their credit because they feel they will be refused everywhere. Not establishing new credit after past issues will never increase your credit score. I am not here to judge you. I am here to help you.

Private Loans

I have access to private lenders willing to lend money based on the equity of the property and not on the credit score of the client. Often, it is a temporary and short-term solution which will increase the liquid capital available to the client. It offers flexible interest-only monthly payments so that the client is not forced to pay off the principal each month. Even though interest rates are higher, they are still lower than credit card payments and help increase your credit score by paying off your existing debts.

Small Business Loans

If you are looking to start your own small business, I am here to help you. Banks are typically very tight with small business loans but do not let this discourage you. Set up an appointment with me and I can help give you the guidance you need that will finance your dream. There are still lenders that are willing to finance 90% loan to value!!

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